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Medical Insurance
Health insurance is a type of insurance
whereby the insurer pays the medical costs of the insured if
the insured becomes sick due to covered causes, or due to
accidents....
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Auto Insurance
Vehicle insurance (or auto insurance, car
insurance, motor insurance) is insurance people can purchase for
cars, trucks, and other vehicles. Its primary use is to provide
protection against losses incurred as a result....
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Mortgage Insurance
Mortgage Life Insurance refers to an insurance
policy that guarantees repayment of a mortgage loan in the event
of death or, possibly, disability of the mortgagor...
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| Insurance Law |
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| Insurance law is the name given to practices
of law surrounding insurance, including insurance policies and
claims. The origins of insurance policies in general differs
through various countries, limited policies (particularly
against damage to homes) can be traced to the 17th and 18th
centuries, though establishment of newer policies (such as
health insurance and car insurance) did not come until the 20th
century. However, regulation on the insurance industry via law
began in the 1940s in the United States, through several supreme
court rulings. The first ruling on insurance had taken place in
1868 (in the Paul v. Virginia ruling), with the supreme court
ruling that insurance policy contracts were not in themselves
commercial contracts. This stance did not change until 1944 (in
the United States v. South-Eastern Underwriters Association
ruling ), when the Supreme court upheld a ruling stating that
policies were commercial, and thus were regulatable as other
similar contracts were. |
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