Customers used to receiving instant gratification on the Internet are apt to be frustrated by the insurance industry's often sluggish approach to product development, underwriting, and policy administration.The continued erosion of barriers between financial institutions, and the considerable overlap in the data they collect, support the idea that financial institutions should expand their core systems to address, in real time, more types and methods of transactions. A bank uses many of the same components to build a home loan application that an insurance company uses to build a homeowners policy. For example, flexible platforms - such as those based on the Windows Server System - would enable a bank to populate a homeowners policy with data from a mortgage application. In this way, the bank could offer the homebuyer insurance at the same time the mortgage is approved.
Software providers and system integrators who use technology to build solutions that enable insurance transactions, including selling, underwriting, and policy processing. This group of providers and solutions creates an Insurance Value Chain for the industry.

	Pure internet-based
	Quick implementation and requires minimal formal training to operate
	User-friendly menu driven design allows effortless capture of new Business data
	An user can put together data in any format into the system and store it
	Faxing, Emailing and printing forms, documents from within the system is possible
	To-do-list allows users to preserve their diary entries and task allocation
	Multi-lingual support